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Preferred VA Lenders
Local loan officers who close VA loans and understand military pay, PCS timelines, and the Portland and SW Washington market
Schedule a Free CallThe right lender makes a VA purchase smoother, from your Certificate of Eligibility to a closing date that fits your report date. These loan officers have helped Troy's veteran and military clients buy across the Portland metro and SW Washington. You're welcome to work with any lender you choose.
Meet Our Preferred VA Lenders
Call or email any of them directly, or ask Troy for an introduction.
Creekside Mortgage
Kerry Greenwald
NMLS #70269
- Cell360-910-0651
- Office503-445-1038
- Emailkerry@creeksidem.com
U.S. Bank
Jenny Yuen
NMLS #395902
- Office503-401-1526
- Cell503-819-3318
- Emailjenny.yuen@usbank.com
Central Source Mortgage
Michael Gideon
NMLS #119101
- Cell503-890-6053
- Office503-667-1101
- Emailmgideon@csmbinc.com
Guild Mortgage
Sam Sumner
NMLS #439844
- Cell503-989-9795
- Office971-205-3852
- Emailssumner@guildmortgage.net
CrossCountry Mortgage
Evan Hastings
NMLS #1664660
- Cell707-569-4115
- EmailEvan.Hastings@ccm.com
Evergreen Home Loans
Mike Vlachos
Sales Manager, Vancouver WA
NMLS #399759
- Cell360-281-4602
- Office360-314-0352
- Emailmvlachos@evergreenhomeloans.com
How to Compare VA Lenders
Use the Same Scenario
Give every lender the same price, down payment, and closing date. That's the only way to compare rates and fees fairly.
Compare Loan Estimates
Look at the rate, lender fees, points, and estimated cash to close side by side on the official Loan Estimate form.
Ask About Timelines
A lender who closes VA loans often knows local appraisal timing and can keep your closing on schedule, even on PCS orders.
Questions to Ask Every Lender
- How many VA loans did you close in the last year?
- Can you pull my Certificate of Eligibility for me?
- What's my VA funding fee, or am I exempt with a disability rating?
- How do you count BAH, retired pay, or VA disability income?
- Can you finance the funding fee and close with $0 down?
- How long do your VA appraisals and approvals usually take?
Search Homes While You Get Preapproved
Latest Portland and SW Washington Listings
Search Every Listing
Open the full search to filter by price, area, and home features, or save a search and get new homes by email.
Want Troy to watch the market for you? Tell us what you're looking for and we'll send matching homes.
What Veterans and Military Families Say
First VA purchase
“We finally bought our first home, and it only took 4 weeks from offer to closing!”
Mark Pinto
First time VA buyers
“He kept our spirits high and walked us through every single detail.”
Rayna G
First condo purchase
“Troy was fantastic in helping me to locate and close on my condo as a first time veteran homebuyer.”
Michael Lady
Veteran homebuyer
“Troy walked me through every step and made me feel important.”
Joe Gamiao
Read more client stories
VA financed duplex
Troy kept both sides coordinated through a first purchase with extra logistical hurdles.
Chris Terrazas
Military veteran and first time buyer
Troy's guidance and consistent communication made the purchase feel manageable.
GersonJr2
First time VA buyer
Troy's local knowledge and the team's daily updates helped Bill find a home that fit.
Bill Hamblin
Home purchase
Troy helped weigh the pros and cons of each home, put together an offer, and close on time.
Mike and Sarah
Bought with her veteran spouse
Troy looked into the property's solar arrangement, gathered information about upgrades, and helped coordinate inspections.
Kimberly Coombs
Veteran home seller
Troy's marketing helped Sam sell his Vancouver home faster than expected.
Sam Suprana
Have a home in mind? Send Troy the listing and he'll check the seller's stated financing terms and whether it's a good fit for a VA loan. Call 503.997.4169 or schedule a free call.
Frequently Asked Questions
Do I have to use one of these lenders?
No. You're free to choose any lender. These are loan officers Troy's clients have had good experiences with, and comparing two or three quotes is always a smart move.
What credit score do I need for a VA loan?
VA doesn't set a minimum credit score, but most lenders set their own. Many look for a score around 620, and some go lower. Ask each lender what they require.
Can a lender get my Certificate of Eligibility?
Yes. Most VA lenders can request your Certificate of Eligibility online in minutes. If it can't be pulled automatically, you may need your DD214 or a statement of service.
Can I buy a home with $0 down using a VA loan?
Eligible veterans with full entitlement can buy with no down payment. Closing costs and the VA funding fee may still apply, though the fee can usually be financed and veterans receiving disability compensation are exempt.
How long does VA preapproval take?
Often a day or two once you send your documents, such as pay stubs, W-2s or LES statements, bank statements, and your Certificate of Eligibility.
Should I get quotes from more than one lender?
Yes. Give each lender the same price, down payment, and closing date, then compare the official Loan Estimates for rate, fees, and cash to close.
More Guides for Veterans
Meet Your Veteran Realtor
Troy Doty, Principal Broker
Troy Doty is a Principal Broker with Northwest Realty Source in Portland, with 25 years in real estate and over 1,000 homes sold across the Portland metro and SW Washington. As a Marine Corps veteran, Troy has a true passion for helping Portland veterans and active duty military families buy and sell homes, whether you're PCSing in, transitioning out, buying your first home, investing in a duplex, triplex, or fourplex, or right sizing later in life.
Schedule a Call or Video Meeting ➜ More About Troy ➜ Free Veteran Buyer E-BookPrefer to call or email? 503.997.4169 · troy@nwrealtysource.com
Troy Doty, Principal Broker, Northwest Realty Source. Licensed in Oregon and Washington. ABR®, MRP, and SRES® are credentials of the National Association of REALTORS® and its affiliates. CIAS™ is a designation of U.S. Realty Training. This page is general information, not legal, tax, or lending advice.
