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Veteran Owned • Since 2001

VA Loan Library

Every VA home loan guide for Portland and SW Washington veterans, in one place

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This library collects every VA loan guide on the site, organized by topic. Start with the complete guide if you're new to VA loans, or jump to the section that fits your situation.

Start Here · Costs, Limits and Payments · The Home, Appraisal and Repairs · Condos and Multi Unit Homes · Assumable Loans, Refinancing and Loan Help · Special Situations

Have a question that isn't covered here? Call me at 503.997.4169 or schedule a free call. I'll connect you with a VA lender who knows the Portland market.

Please note: Portland Veteran Homes is a private, veteran owned real estate company and is not affiliated with the U.S. Department of Veterans Affairs. Loan programs, limits, and market conditions change, so confirm details with your lender.

Frequently Asked Questions

Where should I start if I'm new to VA loans?

Start with the complete VA home loan guide, then read VA loan requirements and the Certificate of Eligibility guide. Those three cover how the benefit works, who qualifies, and how to prove eligibility to a lender.

How much can I borrow with a VA loan in Portland?

With full entitlement, there's no VA loan limit, so the amount depends on what a lender approves based on your income, credit, and debts. Veterans with partial entitlement are subject to the county loan limit, which is covered in the loan limits guide.

Can I use a VA loan for a condo or a duplex?

Yes. Condos must be in a VA approved project, and you can buy a home with up to four units as long as you live in one of them. See the condo and multi unit section of this library.

Who can help me choose a VA lender?

Troy Doty works with VA lenders across Portland and SW Washington and can connect you with one who closes VA loans regularly. Call 503.997.4169 or schedule a free call.

More Guides for Veterans

Complete VA Home Loan GuideLimits, funding fees, entitlement, and the buying process.› Home Buyer Resource Center37 guides on buying a home with your VA benefit.› Portland Veteran Benefits GuideVA health care, disability compensation, and state benefits.› VA Mortgage CalculatorEstimate your monthly payment.› Portland VA Condo GuideBuying a condo with your VA benefit.› Best Portland Areas for VeteransNeighborhoods and cities that work well for veterans.›
Troy Doty, Principal Broker, Northwest Realty Source
ABR® MRP SRES® CIAS™
Licensed in Oregon and Washington

Meet Your Veteran Realtor

Troy Doty, Principal Broker

Troy Doty is a Principal Broker with Northwest Realty Source in Portland, with 25 years in real estate and over 1,000 homes sold across the Portland metro and SW Washington. As a Marine Corps veteran, Troy has a true passion for helping Portland veterans and active duty military families buy and sell homes, whether you're PCSing in, transitioning out, buying your first home, investing in a duplex, triplex, or fourplex, or right sizing later in life.

25+ years local experience 1,000+ homes sold USMC Veteran & VA specialist
Schedule a Call or Video Meeting ➜ More About Troy ➜ Free Veteran Buyer E-Book

Prefer to call or email? 503.997.4169 · troy@nwrealtysource.com

Troy Doty, Principal Broker, Northwest Realty Source. Licensed in Oregon and Washington. ABR®, MRP, and SRES® are credentials of the National Association of REALTORS® and its affiliates. CIAS™ is a designation of U.S. Realty Training. This page is general information, not legal, tax, or lending advice.

Northwest Realty Source
224 S Hamilton St, Suite 300
Portland, OR 97239

503.997.4169
troy@nwrealtysource.com

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